(NewsUSA) - A real estate brokerage paying you for the honor of handling the sale of your house?

It's true -- and maybe just the latest sign of how sizzling hot the real estate market is.

In fact, under the innovative Homeowner Benefit Program, you don't even have to be ready to sell now -- or even in the near future -- to immediately receive a check that typically runs between $800 to $3,000. You just have to agree that MV Realty, which launched the program in late 2018 and continues to expand it across the nation, will broker the sale for you if and when you are ready.

"It's a win-win situation," says Amanda Zachman, the founder of MV Realty, which has the highest 5.0 rating on the real estate website Zillow.com. "The homeowner gets money now and ongoing access to a high-quality real estate brokerage that believes real estate is more than just some one-time transactional deal. And we get a future client."

Intrigued? Then before we even get into the details, consider this month's headline from Fortune.com that should warm the heart of every potential home seller: "It's the Mother of All Seller's Markets."

Meaning, the two key factors that made 2021 a record-shattering year, with cities like Miami witnessing home prices soaring by as much as 32.5 percent, both remain in play:

* A tight inventory.

* Demand so rampant -- including from investors paying cash -- that, as CNBC reported, "houses are selling on average 10 days faster than they were a year ago" when all you heard about was people fleeing big cities because of COVID.

"On top of all that," notes Zachman, "what we're now seeing are many buyers looking to lock in still relatively low mortgage rates in anticipation of the Federal Reserve raising interest rates multiple times this year."

Headquartered in Delray Beach, Fla., MV Realty now offers the Homeowner Benefit Program through its licensed agents in 33 states (Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New York, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Utah, Tennessee, Texas, Virginia, Washington and Wisconsin).

What makes the program so extraordinary is that homeowners get to keep the money from the brokerage, which is based on the estimated value of their home, even if they never choose to sell.

That's money that can be used for anything they want. Home renovations. A much-needed vacation. One homeowner was able to host their 5-year-old's dream birthday party at Disneyworld.

Meanwhile, homeowners get the benefit of a top-rated real estate brokerage's expertise, including information delivered on everything from current market trends to a personalized home analysis.

And if they do choose to sell? That's when the full-service MV Realty really jumps into action by using its highly structured proprietary process of listing and valuing a home. And -- here's the key -- maximizing said home's marketability by using its multiple resources to promote it both nationally and internationally complete with professionally taken photographs. A sale earns the brokerage the competitive local commission rate.

"With the market the way it is, now is one of the best times ever to sell," says Zachman

(NewsUSA) - For the past two years, the pandemic has impacted our daily lives, and consumer priorities around healthy eating and cooking have shifted as more people are eating and cooking at home. The pandemic has also caused a change in dietary habits, and many people have gained weight, in what is known as the "Quarantine 15."According to a recent study by Nutrisystem, 76% of people gained as much as 16 pounds between March and July 2020.

With warmer weather and a sense of normalcy around the corner, many people are focusing once again on their health and wellness goals. Courtney McCormick, Corporate Dietitian at Nutrisystem, says "losing weight and eating healthy doesn't have to be hard," and offers these reasons on why frozen meals can be that solution you need to get back on track.

Frozen Meals are Portion Controlled

Frozen meals not only take the guesswork out of portion control and re-teach reasonable portion sizes, but single serving, portio-controlled meals, such as frozen meals, are also a proven method of weight loss, according to the Academy of Nutrition and Dietetics. Plus, many frozen options, like Nutrisystem's new premium meals are packed with protein, to keep you feeling full longer and help you stop reaching for that after dinner snack. 

Frozen Meals are Nutrient Rich 

"Frozen meals taste great and are good for you," says McCormick. The frozen food industry has been working hard to focus on adding plant-based ingredients, like vegetables, to frozen meals. In these meals, veggies are often harvested at the peak of freshness when they have the most nutrients.

Frozen Meals are Convenient

Frozen meals eliminate prep time in the kitchen. "You no longer have to spend significant time in the kitchen preparing a healthy dinner for the family," says McCormick. Frozen meals help get dinner on the table quickly. As an added bonus, many companies, such as Nutrisystem, will deliver meals right to your door.

Frozen Meals are Sustainable

According to a recent article, the average American household throws out about $1,500 in food waste each year. The USDA has similar data. "We all have good intentions of eating leftovers, but oftentimes they end up in the trash," says McCormick. With frozen meals, there is no need to store leftovers or over-purchase ingredients.

Frozen Meals are Versatile

Frozen meals leave the door open for creativity. Additional vegetables can be added to meals on the side as an accompaniment. Think sliced red peppers with hummus or a caprese salad. Frozen meals also cater to different tastes and include a variety of different flavors. There is something for every palate with frozen meals.

Now is the time to say yes to focusing on your health and wellness goals and embrace the convenience and versatility of frozen meals.

For more information, recipes and inspiration for healthy side dishes, visit leaf.nutrisystem.com.

(NewsUSA) - March Madness is here, and more exciting than ever. Even people who don't bet suddenly find themselves obsessed with the office pool (virtual or in person) or getting in on Uncle Howie's family pool (and having a better bracket than Aunt Matilda).

But there is another great way to get in on the fun and maximize your March Madness odds. Online sports betting offers unique opportunities not only to bet, but to win and to get paid (a much better deal than getting the I.O.U. from the office or Aunt Matilda).

The best online sportsbooks are those with the most options. BetUS, a pioneer in online sports betting with more than 25 years in the business, provides recreational sports bettors with fun and sophisticated experiences. March Madness is no exception. This year, March Madness betting through an online sportsbook will be even more popular, as fans continue to view more games on a wider range of online devices.

Some of the ways you can enjoy March Madness betting include placing bets on the ultimate tournament winner, as well as betting separately on which teams make the Final Four or Sweet Sixteen.

BetUS allows members to place March Madness predictions on games before they happen, or to place bets live during games. Other options to explore include parlays and round robins, which can result in larger payouts.

Some tips from BetUS experts for picking a winning March Madness betting bracket include:

- Strong schedule. Look for teams that have played others with tough reputations and solid records.

- Winning streaks. There is something to be said for the streak; often when a March Madness team is on a roll, it rides its momentum all the way to the championship.

- Strong record of away game wins. Many March Madness games are played on the road, and a team that can adapt to new settings has an advantage.

Don't miss the extra benefits to be found on BetUS: friend referral bonuses, and also the BetUS loyalty program, which helps you get the most from each wager.

"For every real-money sportsbook wager you make, you will earn points. As you acquire points you will progress through the six tiers of BetUS Rewards, with each tier unlocking more exclusive rewards. The more you play, the more you will be rewarded," says Tim Williams, Director of Public Relations for BetUS.

Check out BetUS.com for more information and to get started, just in time for the Big Dance.

(NewsUSA)

"Help Baby Walrus"
by Ilia Tversky

This book is a collection of children's poems translated from Russian and written for the author's son, David. The heroes of the poems are real and fictional toys, animals and unusual creatures that accompanied David throughout his joyful childhood. Now they will become friends of many other children. The first poem is about a yellow walrus who needs to be pulled from a puddle and out of danger.

The poems, geared for young children or perfect for read-alongs by parents, are accompanied by striking and engaging illustrations. The author is a science researcher in the field of chemistry. He lived the first part of his life in Leningrad (now Saint Petersburg) and afterwards emigrated to Israel. Purchase at https://amzn.to/34S16ZZ.

"Accusation"
by Paul Batista 

Fans of John Grisham and Scott Turow will devour this cutting-edge thriller. An icon's life implodes … at two in the morning. World-renowned and revered actor Aaron Julian is awakened at that early hour by his agent, who informs him that he has been accused of sexual harassment. Young actresses will break the story on primetime TV that morning.

Aaron and his celebrity pop-singer wife, Veda, vehemently deny the charges and hire the powerful defense lawyer Raquel Rematti. But when the plaintiff's lawyer is murdered in Central Park, the stakes skyrocket, and the conspiracies spiral out of control. Despite revelation after revelation, Aaron continues to proclaim his innocence. The outcome -- impossible to predict -- is guaranteed to stun and to linger with you for a long time. Purchase at https://amzn.to/3FisYUj.

"Masters of the Broken Watches"
by Razi Imam

It's an action-adventure like "Indiana Jones," a science adventure like "Jurassic Park" and a human feel-good story like "Slumdog Millionaire." Sebastian Miles and his team of marine biologists stare at their watches. Time outside their lab has jumped forward by 22 hours. Minutes before this illogical space-time event, they were analyzing a mysterious glowing nodule extracted from an unknown marine specimen. News of this marine life reaches powerful governments, inadvertently triggering a race to hunt, capture and control it. But they have never faced a team of scientists known as the Paramarines.

This genre-bending novel leaves readers on the edge of their seats. It's a captivating adventure, heartbreaking story of love and true display of human ingenuity and bravery in the face of overwhelming odds. Purchase at https://amzn.to/3qE6EhZ.

"First Patients"
by Rod Tanchanco

What was it like to be that patient caught in a medical crisis that sparked a medical milestone? "First Patients" reads with the pace and excitement of a top-notch medical thriller, providing an enthralling view into the history of medicine and revealing the extent of human inventiveness, resilience and compassion.

Often marked by the desperate need to save human lives, developments in medicine have invariably started with patients: people whose ordeals have fostered the advancement of medical knowledge. This book is a collection of such incredible true stories of pioneer patients, from an 18th-century farmer who became the first vaccinator, to a doctor in the 1980s who drank a beaker of bacteria to prove the cause of peptic ulcers and many more. Purchase at https://amzn.to/3tTy8U3.

NOTE: BookBites is presented by BookTrib.com.

(NewsUSA) - The American Kennel Club® (AKC), the governing body of dog sports in the United States, is teaming up with the dog supplement brand YuMOVE® to educate pet owners about helping their dogs live their most active life, for life.

YuMOVE is now the official dog joint sponsor of the AKC. The partnership reflects the importance of maintaining and improving joint health for dogs of all shapes, sizes and breeds at every stage of life.

Whether your dog jumps across the agility course or just jumps off the couch for daily walks, joint and hip care are important to keeping your furry friend healthy and active.

YuMOVE has been improving the health of dogs for 15 years, since it made its debut at an agility show in the United Kingdom, and has become the U.K.'s no. 1 dog joint supplement. The chewable tablet is made with natural ingredients, and includes the unique ActivEase® Green Lipped Mussels -- a super-concentrated source of high quality, joint-soothing Omega-3s, sustainably sourced from local farmers in New Zealand. Dogs love the taste, but YuMOVE backs it up with efficacy. It is scientifically proven to work within six weeks and is the only dog hip and joint supplement backed by two canine clinical studies.*

"The health and well-being of dogs is a priority for the AKC, and we know that responsible owners want their dogs to live long, healthy lives," says Dennis B. Sprung, President and CEO of the AKC.

"We are thrilled to work with YuMOVE and to highlight the commitment dog owners have to the wellness and joint health of both canine athletes and dogs everywhere."

This April, YuMOVE introduces its newest dog joint supplement into the U.S. market. YuMOVE Plus+ Hip & Joint Supplement provides extra high-strength joint support, and contains 20% more ActivEase® Green Lipped Mussels than the original YuMOVE chewable tablets for adult dogs.

"We're delighted to work with the American Kennel Club, becoming their official dog joint supplement sponsor. We want dogs globally to live their most active life, for life," says Fiona Hope, CEO of Lintbells -- home of YuMOVE.

"That's why we're excited to launch YuMOVE Plus+ in the U.S. and to become the official dog joint supplement sponsor of the AKC. This will help to ensure that dogs throughout their canine action sport careers, as well as dogs everywhere, have access to a joint supplement that truly makes a difference to their performance and recovery."

To help dog owners see the joint difference in their dogs, YuMOVE is offering 30% off on any YuMOVE hip & joint supplements by using the one-time code "DogAthlete30" at checkout. Or dog owners can save 40% every month when they sign up for a subscription using "DogAthlete40" at checkout.

For more information on the AKC, visit www.akc.org.

Visit www.yumove.com for more information about YuMOVE products.

*Double-blind, placebo-controlled, objectively measured canine clinical studies with Royal Veterinary College 2015 (data on file) & School of Veterinary Science, Massey University 2020 (manuscript in preparation) -- six-week study by the Royal Veterinary College.

(NewsUSA) - The more pessimistic you are about the state of the economy, the greater the odds that it's affecting your financial decisions -- and not necessarily in a good way.

That's the conclusion of a new national survey from financial services firm Edward Jones and Morning Consult. Topping the list of people's concerns? Inflation. However, it's one thing to be among the 83 percent of U.S. adults surveyed who cited it -- or even the 41 percent who said they'd considered it in their decision-making process in the past nine months -- and quite another to get so worked up about the inflation rate's steady rise (or other issues like the employment rate and supply chain disruptions, for that matter) that you wind up doing something rash.

Alas, according to the survey, one in five Americans admit to primarily making emotional decisions when it comes to their personal finances.

The figure is even higher for Gen Z investors, with more than one in three of those age 18 to 25 saying the same.

And that's where the potential danger lies.

"When people become worried about their finances, their natural desire is to want to do something -- anything -- to make that worry go away," said Laurel Newman, a behavorial scientist at Edward Jones. "But it's important not to let fear, anxiety or even excitement over the stock market derail long-term goals."

The financial crisis of 2008 proved how costly acting on raw emotion can be.

From the market top on Oct. 9, 2007 through the bear market bottom on March 9, 2009, the S&P 500 index and the Dow Jones Industrial Average both lost more than half their value. But investors who stuck it out -- as opposed to panic-selling everything and eating what would otherwise only have been paper losses -- saw the S&P rally 331 percent from that low through its all-time high on August 29, 2018. That works out to a compound annual growth rate of 16 to 17 percent.

The bright spot in the survey was that, despite the ongoing economic uncertainty brought on by the COVID pandemic, 79 percent of respondents still managed to have made carefully planned financial decisions over the same nine month period as their "emotional" counterparts. Many credited their levelheadedness to working with a financial advisor.

You can find a trusted local Edward Jones advisor here. And the firm's free online tools include an instructive guide for avoiding emotional investing mistakes.

______________

Past performance of the markets is not a guarantee of future results. Indexes are unmanaged and not available for direct investment. Returns do not include commissions, taxes or other fees which would reduce performance.

(NewsUSA) - Mental illness often goes unrecognized in young children, and especially in the wake of the coronavirus pandemic, it is important to recognize signs that children are struggling. Distinguishing between normal childhood behaviors and behaviors that indicates a problem can be difficult, and parents should tune in to nonverbal cues and behaviors.

"Unlike adults who are able to verbalize their feelings, based on their stage of development, children may not be able to communicate how they are feeling; instead, they often do so through behaviors," explains Kamilah Jackson, M.D., M.P.H., a medical director at AmeriHealth Caritas Family of Companies, a national leader in Medicaid managed care.

Ohio officials report that the COVID-19 pandemic in particular has impacted the mental health of the state's children.

In November 2021, officials at Dayton Children's Hospital said they had seen an approximate 30 to 40 percent increase in mental health symptoms in children since the beginning of the pandemic, which has closed schools, separated children from their friends, and cost many children their parents' jobs and even their parents' or caregivers' lives.

Children who experience significant stressful life events on top of social barriers, such as unstable housing, financial insecurity, and unsafe neighborhoods, can be at additional risk for mental health problems.

In fact, data from the Centers for Disease Control and Prevention show that more than one in five children living below the federal poverty level had a mental, behavioral or developmental disorder.

"It's crucial to understand that mental illness in children is as important to attend to as a physical illness and must be treated," says Dr. Jackson.

"A first step is to recognize the warning signs."

The National Institute of Mental Health identifies the following behaviors as prompts to further evaluation in children:

1. Constant movement and difficulty sitting quietly (except when watching videos or playing videogames)
2. Frequent tantrums or extreme irritability
3. Complaints of stomach or headaches with no known medical cause
4. Difficulty making friends or disinterested in playing with other children
5. Sleeps too much or too little, complaints of frequent nightmares or seeming sleepy during the day

"Should parents see these warning signs, they should speak with their pediatrician, see a mental health specialist and consider joining a support group or otherwise connecting with other families," adds Dr. Jackson.

"It's also a good idea to work closely with your child's school to learn what programs can help them."

AmeriHealth Caritas is among the nation's leaders in health care solutions for those most in need, and currently operates in 12 states and the District of Columbia.

AmeriHealth Caritas will expand to offer one of Ohio's new Medicaid health plans, AmeriHealth Caritas Ohio, beginning in July 2022. AmeriHealth Caritas Ohio will help Ohioans get care, stay well and build healthy communities by addressing the acute and broader social factors that drive health outcomes. It will also partner with Ohio Medicaid's new OhioRISE (Resilience through Integrated Systems and Excellence) program, which will serve children and youth with the most complex behavioral health needs.

For more information about AmeriHealth Caritas Ohio, visit amerihealthcaritasoh.com. For more information about OhioRISE, visit https://managedcare.medicaid.ohio.gov/managed-care/ohiorise.

(NewsUSA)

"Honor Through Sacrifice"
by Robert E. Lofthouse

"A man can fight if he can see daylight down the road somewhere," said President Lyndon Johnson. "But there ain't no daylight in Vietnam -- there's not a bit." As he said that, he was committing the first U.S. ground combat units and initiating a massive bombing campaign in North Vietnam. Unaware of Johnson's misgivings, Gordon Lippman dutifully entered Vietnam as an Infantry Division executive officer.

Lippman was the man soldiers wanted to follow, a stud from small-town America to become a leading member of "The Greatest Generation."

This is a sweeping story on the broad landscape of twentieth-century compromise, accommodation, and conflict, from the allied war in Europe to the forgotten victory in Korea to the televised dinnertime war in Vietnam. Purchase at https://amzn.to/3Gtv4BD.

"A Tree's Tale"
by Ellen Zaroff

Incest and rage.

Every family has secrets, and these families are no exception. Three generations, two families intertwined, hidden truths and half-told tales span the decades of these two families.

Marmy's two children are distant from her and harbor secrets from each other as well as their parents. When unspeakable events bring out some of the truths, events unravel in ways that bring about addiction, banishment and a new limb of the family tree.

As fates take control, the next generation tries to learn from what has transpired, but history repeats itself. As the roots of a tree feed the limbs that make up these families, they also eventually define and shape them all. Purchase at https://amzn.to/3HwEblE.

"Sins of the Fathers"
by Herbert J. Stern and Alan A. Winter

In the tradition of Herman Wouk, this eye-opening historical sequel to "Wolf" tells the dramatic true story of the foolish prime minister who undermined the coup to topple Hitler, delivered Czechoslovakia to Hitler, saved the Führer's life and paved the road to World War II.

When Neville Chamberlain refused to meet with German military leaders, career civil servants and clergy to solicit England's assistance to bring down Hitler in 1938, they turned to Winston Churchill. Waiting for Hitler's telephone call ordering troops to invade Czechoslovakia, the signal for their uprising, the call never came. Bestselling author Steve Berry calls it "a masterful blend of fact and fiction that will have you thinking about it long after the last page is read." Purchase at https://amzn.to/3xi0I0Z.

"Kaleidoscopic Shades"
by David A. Neuman

Eleven years following the cataclysmic event that ripped apart the state of South Australia, taking civilization and society to the brink of no return, the Triplow family has finally found peace. Settling down has ensured that the past horrors of Hastings, South Australia, remain relegated to another time, another place.

That false perception is shattered when Bob Triplow is forced to face those things buried deep within himself. He will take his son on a journey back to his past, and the horrors of his childhood. A place truly out of this world, where life is manipulated with brutal destructiveness.

Within this dark, boundless dimension, Bob will learn that past events always find a way of catching up. Purchase at https://amzn.to/3qWBXnY.

NOTE: BookBites is presented by BookTrib.com. 

(NewsUSA) - After years in the shadows of trendy tech stocks, solid value stocks are having their moment. Opportunistic value investors who are willing to go against the trends can acquire stocks cheaply, and benefit from generous dividends over time.

If you are a value investor or looking to get into more value stocks or seeking other financial guidance, having the right investment advice is essential, as the options can be confusing and overwhelming.

Regular investment newsletters from competent authorities can help investors sort through the mountain of stock information and make smart decisions that work for them.

When choosing an investment newsletter, keep these factors in mind to separate the experts from the fly-by-nighters.

- Broad base. A quality investment newsletter offers information about a diversified portfolio and a broad base of investment themes. The best investment newsletters provide details of what individual stock and other assets the experts are into; look for newsletters with information about capital gains over the medium- to long-term, and generating dividends.

- Access to material. At the end of the day, your investment decisions are your own, but it is important to be informed, and the right investment newsletter offers current and complete access to research material.

- Expert knowledge. Learn what the experts recommend, and what sectors they are investing in and why. The best investment newsletters offer new ideas and updates via trade alerts.

- Share with others. Investment newsletters that offer members' forums as well as expert Q&A sections are especially helpful for making sound decisions. Member forums are a rare and valuable feature, so look for them when choosing an investment newsletter. You can take advantage of the knowledge and experience of fellow newsletter subscribers and learn tips from them, as well as from the expert newsletter authors, on long-term wealth building across a range of sectors or investment classes.

- Resources. The best investment newsletters provide the background that their experts use in making their own investment decisions; you get a window into their thought process that will add to your understanding and appreciation of their recommendations.

- Reputation. For more proof that you are choosing a quality investment newsletter, you can check out what others are saying on a reputable review site such as trustpilot.com.

Find an example of an investment newsletter with the power to improve your financial picture at invest4deepvalue.com.

(NewsUSA)

"Lady Editor"
by Melanie Kirkpatrick 

Sarah Josepha Hale was the most influential woman in America for half a century. As editor of "Godey's Lady's Book," Hale was the leading cultural arbiter for the growing nation. Women (and many men) turned to her for advice on what to read, what to cook, how to behave, and -- most importantly -- what to think. She used her powerful pen to promote a woman's right to an education, to work and to manage her own money.

There is hardly an aspect of nineteenth-century culture in which Hale did not figure prominently as a pathbreaker. Americans' favorite holiday -- Thanksgiving -- wouldn't exist without Hale. "Lady Editor" recreates the life of this major historical woman, whose career as a writer, editor and early feminist encompassed ideas central to American history. Purchase at https://amzn.to/3ArTLeq.

"Almost Happy"
by Dr. Brian Kaplan and Hephzibah Kaplan

It's a proven fact: We are healthier and happier when we are laughing. Not only is laughter good for our body, mind and spirit, but it can also help us face the uncomfortable challenge of dealing with our personal difficulties.

"Almost Happy" provides practical and accessible ways to use humor to effect change. Reverse psychology can provoke us to discover, own and enact authentic solutions to many of our issues. Are you ready to read a book that will gently tease you about your issues? Some 114 original buttons and provocative suggestions are offered with a twinkle in the eye and affection in the heart. Purchase at https://amzn.to/3iQFBf6.

"Bars for Days"
by Mic Nickels

In this generational time capsule, the author vividly describes his experiences growing up alongside the hip hop revolution and into the dawn of the Information Age. He recounts early struggles being raised by a single mother affected by the 1980s drug epidemic, his coming-of-age experiences pursuing a career as a rapper and musician, and his travels to exotic destinations such as Egypt, Peru, Japan and Cuba; Nickels provides brilliantly lucid glimpses into times past.

"Bars for Days" is an inspiring human-interest story which encapsulates the relentless drive of an aspiring musician. Interactions with celebrities from the underground hip hop community provide entertaining anecdotes. But the true story lies in his commitment to family, becoming a long-distance father and dealing with unexpected loss. Purchase at https://amzn.to/31o8E4V.

"Leaders: And What They Need"
by CW5 Issac D Smith Jr.

"Has the role of the 21st century leader changed? And if so, in what way? This book approaches these questions through a distinct lens. It teaches people how the life of an army soldier includes lessons that can be equally applied to working individuals in the corporate world.

While in the army, the author took charge of multiple leadership roles. He learned that, at the very core, all these functions are similar, and reaching your full potential takes commitment and relentless hard work. Being a great leader is not only about the things you say but the actions you take. This book will help you discover new ways to bring out the best in your employees, coworkers or students. Purchase at https://amzn.to/3E9FODL.

NOTE: BookBites is presented by BookTrib.com.