SmartWealth is a coaching and training organization that teaches people how to retire safely by in- vesting wisely.

The key to financial security and success, according to Jeffrey D. Sokol, the founder of SmartWealth who predicted the current market collapse, is locking in stock market gains, without risking the client's money in the market, a proposition that many people find risky even at the best of times.

"Investing in the stock market directly with 401(k)s and mutual funds has proven to be a massive risk to the retirement accounts of millions. There is a simple way to lock in stock market gains, without having to suffer losses," says Sokol.

"Our methods are proven and efficient ... the wealthiest billionaires in the world have the same rule book you do, they just had a better coach."

Mr. Sokol is also the author of two books, "Get in the Game" and "Smart Wealth Secrets," that focus on investing.

Many financial advisors push clients to load up 401K accounts as a retirement strategy, but such accounts are more susceptible to the ups and downs of the stock market, Sokol says.

However, there are other options: SmartWealth offers a range of online training courses developed by industry experts that are designed to increase income and boost financial confidence. Courses include the SmartWealth series, which focuses on actions to keep and grow your retirement savings; and the Daily Passive Income Video series, which features sys- tematic strategies for asset creation.

"Our goal is to provide a safe haven for investors and have them retire with 300 percent more in- come than they would if they invested conventionally," Sokol explains.

For those looking to obtain funding to start or expand a busi- ness, the SmartWealth OPM (Oth- er People's Money) online acade- my, addresses topics of obtaining funds for a business, expanding your business, and even repairing a damaged credit score.

Finally, to help get your head into a new way of investing, check out SmartWealth's Get in the Game Mindset Mastery video course and book, which are geared to get people comfortable with generating passive cash flow?rather than being concerned over a single asset. In addition, SmartWealth offers personalized retirement planning services through its companion company, Beneshield Financial. In addition to retirement solutions, Beneshield Financial also provides consulting for life insurance, health care coverage, and small business startup funding.

Visit beneshieldfinancial.com to find out more.

For more information about SmartWealth's fresh take on smart money management, as well as the latest financial wisdom from the SmartWealth podcast, visit smartwealth.co.

In 2019, families in the United States spent approximately $700 per child on school supplies for the school year, according to the National Retail Federation. The combination of backpacks, clothes, notebooks, and lunchboxes adds up, and many schools also ask parents to contribute as much as $100 per family to help cover the costs of classroom materials. Many military families find themselves hard-pressed to purchase school supplies on top of other child-care costs and household needs.

Operation Homefront, a national nonprofit organization that has been supporting strong, stable military families since 2002, has taken on the challenge of getting military kids classroom-ready through its annual Back-to-School Brigade program, established in 2008.

This year, Hunt Heroes Foundation (HHF), a nonprofit organization founded by Hunt Military Communities (HMC), the nation's largest military housing owner, has announced its support of Operation Homefront and its Back-to-School Brigade. HHF will be delivering 1,850 backpacks filled with school supplies to HMC communities in the continental United States in advance of the 2020 school year.

"Operation Homefront is proud that Hunt Military Communities is helping bring our Back-to-School Brigade program to military families in their communities," says Robin Miller, senior director of Operation Homefront.

"With their support, we are able to distribute backpacks filled with school supplies to those who have given so much on behalf of all Americans and ensure that their children have the tools for a successful start to the school year," Ms. Miller emphasizes.

The event aims to ease some of the financial burdens of back-to-school costs for military families, and the backpacks are tailored to all ages and grade levels.

"We are honored to partner with Operation Homefront on an initiative that will support military families during this uniquely challenging back-to-school season," says John Ehle, president of Hunt Military Communities.

"It is our goal to make the process as seamless as possible for parents, and make sure that their children are prepared to start the new school year, whether virtually or in-person."

In response to the COVID-19 pandemic, this year's Back-to-School Brigade will be adjusted to adhere to federal, state, and local COVID-19 guidelines with features such as a drive-through format.

For more information or to support these organizations, visit OperationHomefront.org and huntmilitarycommunities.com.

But Retirement in the United States can be expensive, and even savvy seniors who have budgeted for this phase of their lives may feel squeezed in areas such as housing and health care. COVID-19 has made things even harder for many.

Many older Americans who have worked hard all their lives are unaware that they qualify for a range of public and private benefits to help pay for food, medicine, utilities, and many more essentials that ensure a safe and stable retirement. Every year, $30 billion in benefits go unclaimed because eligible older adults don't know the programs exist or how to apply.

These programs are not scams, and they are not loans. They are legitimate public and private funds designed to help older adults boost their budgets.

The National Council on Aging (NCOA), the nation's oldest and most trusted nonprofit working on behalf of seniors, offers the latest information on benefits programs on its free and confidential website, BenefitsCheckUp.org.

The site includes a simple search tool to help retirees and their caregivers safely and securely identify programs that may help meet their financial needs. There are benefits that help pay for medication and other health care costs (including home care and nursing home care), as well as food, housing, and utilities.

For those living on a fixed income, an extra $200-$300 a month can make a significant difference in their standard of living and quality of life.

Approximately half of all Medicare beneficiaries live on incomes below $26,200 a year. For those who qualify, Medicare's special programs can save them thousands of dollars annually on their premiums, medications, deductibles, and co-pays.

BenefitsCheckUp.org also includes information on employment and volunteer programs, programs for veterans, property tax relief, travel and recreation discounts, and support for families and caregivers.

To raise awareness about these valuable benefits, NCOA is introducing an educational campaign called Boost Your Budget Week: Find Your Benefits to Age Well. Planned for July, the week is a great time for older adults to learn about opportunities to boost their budget with benefits.

Interested older adults can visit ncoa.org/Boost to start their free BenefitsCheckUp. Or they can connect with one of NCOA's local community organizations across the country for in-person assistance. Partners can be found on ncoa.org/Map.

(NewsUSA) - In periods of change, we often find comfort in simple pleasures. A great burger is one of them.

Yet, some of those simple pleasures have been compromised by the dramatic changes caused by COVID-19, including the disruption of the animal meat industry. Meat plants are closing, causing meat to be harder to find and its prices to rise. Some grocers are limiting the amount of meat shoppers can buy to curb pantry loading.

I know these issues will be resolved as the pandemic subsides. The animal meat industry will recover, and supply chains will be restored. But right now, you may be asking: What do I do without meat?

Now is the time to try plant-based protein. Made from simple ingredients you know, Lightlife plant-based meat is as nutritious as it is delicious. And you can find the products in your grocer's meat case.

To be clear, I'm not against the animal meat industry. I believe we're all trying to solve the same complex challenge: how to feed Americans during this pandemic. But I do believe no diet should be entirely dependent on animal meat. That's why Lightlife is committed to delivering plant-based protein throughout the country to ensure as many people as possible have access to the food they need.

At Lightlife, we're not asking you to give up animal meat. If you want to eat meat, eat meat. But we believe you should also eat plants: whole plants and plant-based protein. That's why we strive to bring more high-protein options to your table. Fortunately, the trend toward eating more plant-based protein began well before COVID-19, driven by a desire for more balance and variety in our diets, as evidenced by the fact that 44 percent of Americans now describe themselves as flexitarian.

In fact, Lightlife sales were up significantly in the first quarter of 2020. And longer term, the plant-based meat category is expected to grow exponentially, with the Good Food Institute predicting a threefold increase in the number of American households regularly purchasing plant-based protein1.

The reality is it takes a little more work these days to make a good burger, even the ones we make with simple ingredients. I want you to know that we're committed to your dinner table. And your lunch table. And if you want a burger for breakfast, your breakfast table, too.

I am so proud of our production teams working around the clock to ensure our products are available at your local grocer. To ensure their health and safety, we have taken additional steps including social distancing wherever possible, daily temperature checks and health screenings, face coverings, increased sanitation efforts, and staggered breaks and start times to reduce the potential for congestion. This is in addition to the sanitation procedures our team is already accustomed to, and the variety of Personal Protective Equipment (PPE) we routinely wear.

This is all part of our dedication to getting high-quality, plant-based protein to your tables. Because whether your burger is made from ground beef or plant-based ingredients, a good burger is something we can all agree on. And I believe that together, we will celebrate that simple pleasure once again.

1 The Food Industry Association and IRI. (2020) Understanding the plant-based food consumer.

In fact, proposed plans calling for 20,000 to 30,000 megawatts (MW) of offshore wind capacity to be operational by 2030 include projections for up to 83,000 American-based jobs, according to a report from the American Wind Energy Association (AWEA).

"Offshore wind is key to the future of clean energy development in the U.S. and will add to a thriving wind power industry that already represents the largest source of renewable energy in the country," says AWEA CEO Tom Kiernan.

"The offshore wind industry will create tens of thousands of jobs and provide billions of dollars to the economy, while delivering on its enormous untapp sed potential to power major population centers, such as up and down the East Coast."

The offshore wind industry is positioned to follow in the footsteps of the successful growth experienced by land-based wind. Currently, onshore and offshore wind support more than 500 manufacturing facilities and account for more than 120,000 jobs in the United States.

Wind technician is ranked as the second-fastest-growing job in the country, and building and maintaining offshore wind farms will require a diverse workforce, including wind technicians, electricians, welders, longshoremen, and vessel operators. Many job skills used in other fields, such as the oil and gas industry, are transferrable to working on offshore wind turbines, according to AWEA.

In addition, the economic impact of offshore wind will reach beyond the East Coast, as more facilities are needed to build supplies for the growing wind industry.

Also, the benefits of offshore wind power extend beyond job creation to improving and stabilizing utility costs for millions of Americans through an affordable, clean energy source.

Currently, Connecticut, Maryland, Massachusetts, New Jersey, New York, and Virginia have set targets for developing offshore wind farms as part of their clean energy commitments, according to AWEA.

State governors and other local officials recognize the potential of offshore wind, but they need to hear from the public as well, according to AWEA.

For more information about the possibilities and benefits offshore wind brings to the economy and environment, and to voice your support, visit supportoffshorewind.org.

However, many people, including students contemplating future options and individuals contemplating career changes, are unaware of the opportunities and the potential for success in transportation technology and repair.

Often underestimated as "blue collar" or "grease monkey" jobs transportation technicians are in fact high-tech "new collar" jobs that depend on computer skills and fluency with the latest in digital engineering. Transportation technicians are in high demand and critical to maintaining and restoring America's economy during the pandemic and beyond. These skilled workers literally keep America rolling by ensuring that the trucks delivering food, medicine, and other supplies get to their destinations as efficiently as possible, and that emergency responders' vehicles transport them quickly and safely.

In addition, many people are choosing to repair and maintain older vehicles instead of buying new ones, which adds to the demand for skilled transportation technicians.

Recent surveys show an increased interest in transportation technology work, both among younger students and career changers whose jobs may have been lost or furloughed because of the pandemic. Surveys of high school students show that more than half are open to something other than a four-year degree, and 70 percent want to follow their own educational path.

"Despite record rates of unemployment, there continues to be strong demand for our graduates," says Jerome Grant, CEO of Universal Technical Institute. "Employers need skilled technicians to fill essential jobs and, as many in our nation look for new paths to prosperity, we're seeing growing interest in our programs and in technical careers."

Transportation technology appeals to hands-on learners with an interest in and enthusiasm for the state-of-the art engineering.

"A NASA space shuttle has approximately 400 thousand lines of code, but a modern car has approximately 100 million lines of code," according to Mike Pressendo, chief marketing and strategy officer of the TechForce Foundation, a nonprofit organization that supports students through their education into successful careers as professional technicians. "These are skilled, well-paying, technical jobs."

The TechForce Foundation reaches out to both young students and career changers with a career guide, available at techforce.org/careerguide, and a "Because I'm a Tech" promotional campaign, in which technicians share their stories of successful and secure skilled technician careers.

For additional information about secure, successful careers in transportation technology, visit techforce.org.

With COVID-19, there are added complications, notably physical separation. Some people are supporting older relatives who live far away while others may be close by, but are maintaining a safe distance. The goal is to maintain social closeness while also practicing physical distance.

"As the primary caregiver to my parents, I know well that the ways we support the older adults in our lives have changed," says Ray Spoljaric, CEO and Co-Founder of Aloe Care. "Caregivers are resilient, committed people and will go to any lengths to provide for those they care for. Now more than ever, communication and collaboration are key to providing the highest level of care."

If you're a new caregiver, or concerned about COVID-19 for someone you support, consider these five tips from nationally recognized expert Amy Goyer:

* Establish a Care Circle - Identify the people who can help. It may be a combination of professionals, family members, and/or friends.

Collect names, phone numbers, and email addresses of everyone in your Care Circle. This is also a good place to store elders' information, particularly what you would need in case of an emergency (i.e., medications, pre-existing conditions, home access details).

* Stay Connected - Next, establish regular check-ins.

With new physical distancing guidelines, social connection is more important than ever. Prepare a schedule of remote check-ins by the Care Circle. Consider leveraging technology in a solution like Aloe Care, which facilitates easy check-ins and care collaboration.

* Maintain Medical Care and Support - Telehealth is a rapidly advancing option for safe care. In fact, the Centers for Medicare & Medicaid Services recently expanded coverage and loosened policies and regulations regarding telehealth.

Many pharmacies have mail- order options and are expanding support for caregivers to manage medications.

* Cover the Essentials - Assess the food, household, and personal supplies the elders have at home and what they need to keep in stock.

Many grocery stores now offer contactless delivery or pick-up. A quick online search should reveal the best local option. Additionally, the Area Agency on Aging's Eldercare Locator is a great resource, as is Meals on Wheels.

* Well-Rounded Health - While it may take some creativity during COVID-19, everyone needs stimulation physically, cognitively, and emotionally to maintain their well-being (including you, dear caregiver). Find ways to keep your loved ones and yourself active with technology, puzzles, letter-writing, exercises and more.

For more advice and resources about remote caregiving, please refer to the complete "Apart, Not Alone" guide by Amy Goyer.

However, school systems across the country are rising to the challenge and staying connected to their students with dynamic digital resources, such as those from Discovery Education.

Since the beginning of the pandemic, school systems across the country have invested in digital services like Discovery Education Experience because they support students' education at home, in the classroom or wherever learning is taking place.

Experience - Discovery Education's flexible K-12 learning platform - connects educators to a vast collection of compelling high-quality, standards-aligned content, ready-to-use digital lessons, and professional learning resources. Together, these resources give educators everything they need to facilitate instruction in any learning environment and create lasting educational impact.

"Discovery Education is committed to keeping students and teachers connected to learning at home or in school," says Scott Kinney, Discovery Education's president of K-12 Education.

"To accomplish that, we partner with school systems to provide students and teachers the digital resources - such as Discovery Education Experienc - they need for success during this school year and beyond."

In addition, to providing school systems digital resources Discovery Education provides teachers the professional development they need to use new technologies and maximize their school district's technology investment.

Discovery Education has a long history as a global leader in digital curricula that align with the current standards for K-12 education, and their products include digital textbooks, multimedia resources, and professional learning for educators.

Visit discoveryeducation.com for more information about the company's resources, and visit https://www.discoveryeducation.com/district-partners to determine whether your local school district is making Discovery Education materials available to their students for the upcoming school year.

The three-part series is executive produced by Pulitzer Prize-winning writer Ron Chernow, author of the 2017 biography, "Grant," along with Appian Way's Jennifer Davisson and Leonardo DiCaprio, and produced by RadicalMedia in association with global content leader Lionsgate. The first episode airs on Memorial Day, Monday, May 25, and continues over the next two nights at 9:00 p.m. ET/PT.

"Ulysses S. Grant is one of our most brilliant, yet misunderstood presidents and HISTORY is committed to telling the compelling stories, like his, of those who have shaped our great nation," says Eli Lehrer, executive vice president and general manager for HISTORY.

"This is an important part of American history that deserves to be told and we look forward to delivering our latest premium core history documentary series to our audience," he adds.

Today, Grant is unfamiliar and misunderstood by many people, despite his worldwide fame at the time of his death in 1885. The three-night miniseries event combines dramatic scenes, expert commentary, and archival images to reveal Grant's true legacy, which involves a rise from humble beginnings through the highest ranks of the military, and finally to the presidency.

While serving as president from 1869-1877, he held the United States together during the challenges of reconstruction after the devastation of the Civil War.

Many people may be unaware that Grant's initiatives while in office include protecting the right to vote for the four-million formerly enslaved people freed at the end of the war despite violence and widespread resistance.

In addition, "Grant" features on-camera interviews with "Grant" biographer Ron Chernow, as well as David Petraeus, retired United States Army General and former Central Intelligence Agency director; Ta-Nehisi Coates, acclaimed writer and journalist, and Elizabeth Samet, professor of English at West Point.

Visit history.com for more information about the series and other premium, fact-based storytelling and entertainment.

Also, follow @history on Instagram, Twitter, Facebook, and YouTube.

The Edward Jones and Age Wave Study goes where few have ventured before in focusing exclusively on how different generations have held up emotionally and financially in the months since all the lockdowns began. And some of its findings are at least as startling as how quickly even 70-year-olds came to love Zoom.

"COVID-19's impact forever changed the reality of many Americans, yet we've observed a resilience among U.S. retirees in contrast to younger generations," said Ken Dychtwald, Ph.D., the founder and CEO of Age Wave, a leading research think tank on aging, retirement and longevity issues.

While acknowledging upfront that the virus itself disproportionally struck aging adults, the five-generational sampling of 9,000 people age 18 and over revealed more than a few surprises. Among them:

* While 37 percent of Gen Zers, 27 percent of Millennials, and 25 percent of Gen Xers said they'd suffered "mental health declines" since the virus hit, only 15 percent of Baby Boomers responded likewise.

* Faring the best were those 75 and over - the Silent Generation that followed the so-called "Greatest Generation" - with a mere 8 percent of those respondents reporting any mental health deterioration. That would seem to run counter, as does the results for Boomers (age 56 to 74), to early dire warnings that prolonged social isolation made older adults especially vulnerable to depression, anxiety and cognitive decline.

* Nearly 68 million Americans have altered the timing of their retirement due to the pandemic, and 20 million stopped making regular retirement savings contributions.

Dychtwald attributed the two older generations' resilience to their having "a greater perspective on life."

"They've seen wars and other major disruptions before," he said, "and they know that this, too, will pass. Younger generations feel like, 'What happened to my life? I mean, I was supposed to go to college or I was starting a new job, and now everything has changed.'"

Most retired Boomers and Silent Gens also had monthly Social Security checks to fall back on. Which explains why - though the pandemic has significantly reduced the financial security of a quarter of Americans - younger generations were slammed the hardest: Nearly one-third of Millennial and Gen Z respondents characterized the impact as "very or extremely negative," compared to 16 percent of Boomers and 6 percent of Silent Gens who admitted to similar hardship.

Looking for any silver lining that's come out of the COVID-19 crisis?

Well, 67 percent of respondents did say it's brought their families closer together.

"The pandemic has certainly thrown into sharp relief what matters most in our lives," said Ken Cella, Edward Jones's client services group principal. "And important discussions have taken place about planning earlier for retirement, saving more for emergencies, and even talking through end-of-life plans and long-term care costs."

And with the study also showing that an overwhelming percentage of retirees yearn for more ways to use their talents to benefit society, financial services firm Edward Jones believes it's time to redefine retirement more "holistically" to encompass what it calls "the four pillars" of health, family, purpose and finance.

Successfully addressing most of those pillars admittedly takes more financial savvy than many of us have, though, especially given ever-rising costs. But a financial advisor, like a local one at Edward Jones, has the perspective, experience and empathy to help.